The following is a summary of Mumtalakat’s credit ratings as of January 28, 2013. Please refer to reports from the individual credit rating agencies for more detailed information, as well as any rating actions that may have been taken by the rating agencies since January 28, 2013:
 
Fitch Ratings
  Long-term Issuer Default Rating:   BBB
  Senior Unsecured Rating:             BBB
  Short-term Issuer Default Rating:   F3
  Outlook:                                     Stable
 
Standard & Poor’s
  Long-term Issuer Credit Ratings:    BBB
  Short-term Issuer Credit Ratings:   A-2
  Outlook:                                      Stable
 
RAM Ratings
  Long-term Rating of Sukuk Murabaha Program:  AA2
  Outlook:                                                       Stable